From $0.99 skins to $50K creator payouts. Batched settlement keeps per-transaction fees viable, chargeback protection keeps revenue, and crypto rails open new markets — all behind one wallet abstraction.
A $0.99 skin purchase can lose 30%+ to interchange, scheme, and processing fees. Chargeback fraud ("friendly fraud" from parents, disputes from resale) eats another few points of margin. Paying out international creators in fiat means wire transfers or PayPal, both slow and expensive.
Paynexus batches small transactions, shifts chargeback liability where supported, and handles creator payouts in fiat or crypto — same API, same wallet model.
Batched settlement on internal wallets turns fifty $0.99 transactions into one $49.50 settlement — one fee, not fifty.
Supported PSPs absorb chargeback risk on protected flows. Stop writing "friendly fraud" off as a cost of doing business.
Pay creators in USD via wire, EUR via SEPA, or USDT via TRC20. Same API, same webhook shape — creator picks their preference.
Customers top up once, spend many times. No repeated card entry, no repeated fraud checks, no repeated PSP fees.
Accumulate dozens or hundreds of micro-purchases against a single customer wallet. Settle the net amount to the PSP once — amortize fees across the batch.
Every customer gets a wallet balance tracked in your currency of choice. Top up via any PSP; spend instantly; refund back to wallet or source — full ledger kept by us.
On protected flows through supported PSPs, chargeback liability shifts to the processor. Combined with 3DS for high-risk transactions, total chargeback cost drops significantly.
Pay out in wire, SEPA, SBP, USDT (ERC20/TRC20), BTC, TON — whatever the creator requests. Single API, single KYC flow, single tax report.
Battle passes (subscription) and gem packs (consumable) share the same API surface. One billing model, two economics — all reconciled in the same ledger.
Price a skin at $4.99 in the US, ₹149 in India, R$14.90 in Brazil — automatically. PPP-adjusted pricing tables or fully custom rules per SKU.
Player buys 1,000 credits with a credit card, Apple Pay, or crypto. One PSP hit creates a wallet balance you can draw from forever.
In-game purchases use POST /api/v1/wallet/charge. No PSP round-trip, no per-transaction fee — just a ledger entry you can roll back instantly if needed.
At your chosen cadence (hourly, daily, weekly), we sweep accumulated activity into a single PSP settlement. Your finance team sees clean line items, not thousands of micro-charges.
When a creator hits payout threshold, call POST /api/v1/withdrawals with their preferred destination (card, bank, wallet, crypto address). Same KYC check, any rail.
Batched settlement + wallet abstraction + crypto rails. One API, any scale.